We are seeking a driven, detail-focused, and analytically minded Anti-Money Laundering Operations Lead to join our team.

The ideal candidate specializes in know your customer (KYC), client due diligence, enhanced due diligence, and customer identity management programs. Responsibilities also include monitoring accounts, alert reviews, and investigation of potential fraudulent, terrorist, or suspicious activity. Ensures that business activities follow the necessary rules and regulations, and that the firm complies with legal and regulatory boundaries and jurisdictions.

Responsibilities:

• Conduct in-depth KYC due diligence analysis & review in a comprehensive and efficient manner to maintain appropriate and acceptable level of AML related risk;
• Ensure data accuracy in systems and documentations.
• Understand and implement customer profiling approaches and request for information from customers to understand their account activities, where necessary.
• Perform risk-based investigations on AML cases generated by the monitoring system. Ensure cases are closed or escalated within stipulated timelines.
• Review and analyze financial transactions to identify suspicious activities that might indicate money laundering, fraud, or other illicit activities.
• Escalate cases to supervisor when potential ML/TF concerns are identified.
• Coordinate with other regional, product and tech teams to implement the monitoring models as well as changes and improvements to existing procedures through automation.

• Assisting the Operations Manager in providing regular statistics and presentations for updating to Local compliance officers, CCRO and Senior Management.

• Utilize tools (e.g. LexisNexis, Metabase, TMF framework) to enhance monitoring capabilities, streamline processes and improve efficiency of identifying unusual activities.
• Review, update and improve process documentation within AML Operations in line with AML framework and policies and work closely with key stakeholders (e.g. Compliance).
• Coach the other Operations team members on the implementation of the AML procedures.
• Support various teams during audits, internal reviews and inspection and lead due diligence of vendors and third parties.
• Undertake and participate in ad hoc Operations projects to contribute to changes made throughout the organization.

• 4 to 5 years of experience in Anti-Money Laundering (AML), within the banking or financial industry, payments services.
• Knowledgeable and sensitive to the risks (PEP, Sanctions, reputational risks) and suspicious activities typical of non face-to-face onboarding.
• AML/CFT certification with a recognised institution - CAMCO, CPTS or equivalent
• Strong communication skills and a positive attitude. Proficiency in basic English is essential for effective interaction with internal and external stakeholders through various channels (phone, email, chat).
• Exceptional organizational skills, adaptability, and acute attention to detail are paramount.
• Ability to grasp complex concepts swiftly and creatively solve problems on-the-fly.
• A team player, adept at working collaboratively in a fast-paced environment, adjusting to changes while maintaining determination and efficiency.
• Proficiency in utilizing a range of technology tools and software relevant to banking operations, demonstrating an aptitude for learning new systems quickly.
• Strong commitment to continuous learning and professional growth, evident through seeking out opportunities to expand knowledge and skill sets.

Employee financial and physical well-being

• Compensation package: You will receive a competitive total compensation package that includes employee stock options if you are a full-time employee.
• Comprehensive insurance coverage: Free panel outpatient GP clinic visits, group hospitalisation and surgical insurance, and Covid hospitalisation insurance coverage (conditions apply).
• Management fee discount: You will receive an employee discount on your asset management fees when you invest with StashAway.
  

Flexible work arrangements and policies

• Work-from-home policy: You may choose to work from home or the office depending on what works best for you and your team.
• Work-from-anywhere policy: You may request to work remotely for up to eight weeks in another country.
• Unlimited paid annual leave: It should be simple for you to decide if you would like to take more or fewer days off. We trust that you are accountable for your work and know best if you need 10 or 30 days of paid annual leave that year.
• Personal work equipment budget: It’s important that you have a workstation that’s optimal for you wherever you are.

Learning and development opportunities

• You will be given an annual Learning and Development budget to help you continuously learn in your pursuit of your professional and personal development. You may use the budget for resources and tools that may help you perform better at work. This budget is subject to management approval.
• You will be given full access to LinkedIn Learning and their entire extensive catalog of courses.
• Discount on selected postgraduate courses with INTI: You will receive a 40% discount for the courses you enroll in. Your spouse or children are entitled to a 16% discount for courses they enroll in.

Team bonding budget and initiatives

• Quarterly team bonding budget: We encourage you to socialise with colleagues across job functions, departments, and entities to know them better as individuals beyond what they professionally do.
• Annual off-sites (Oct): Each off-site gathers all employees for a full day of company-wide team bonding activities and challenges.