At Kredivo we are building the future of financial services that are fast, cheap and widely accessible, wrapped up in a beautiful UX. As we are growing bigger, we are looking for Underwriting Manager who will closely collaborate with Risk Analytics team.

About the Job:

Underwriting Policies:

● Working on solutions for credit underwriting basis different product constructs

● Closely work with Data Science team to analyze of the underwriting models prepared by them and validate the performance of the same on current portfolio

● Determining the right pricing basis segmentation

● Working on standardization of policies and processes.

Performance monitoring:

● Portfolio Analysis and recommending the changes to UW strategy

● Identifying technological solutions to improve existing processes and overall portfolio management functions

New Partner Integrations:

● Understanding the product being offered by the new partners and the segment being catered to

● Understanding the journey, identifying the set of information available with the and requisitioning the set of data to be provided at time of application

● Creation of policy basis the product, information available and prevailing models

● Formulation of UW strategy keeping the expected loss rates in consideration

● Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any

About you:

Qualifications:

Minimum Qualification required: Quant Graduate/Postgraduate in Finance/Statistics/Management

Work Experience

● Minimum 5 years with 3 – 4 years in risk management and analytics

● Should have a fair understanding of risk performance

● Should have a very good communication skill.

● Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Portfolio, Fraud, Data science, Product, Operations, Collections and external stakeholders

● Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must

● Experience in leading a team is a great plus

Main Skills:

Applicant should be Proficient in

● Data Analytics

● Model Validation

● Portfolio Management (Plus)

● Stake Holder Management

Technical Skills:

Demonstrated Experience in R/Python (preferred), SQL (MANDATORY), Advanced Excel etc.

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